Mortgage Solutions Made Simple

First-time buyer, renewal, or refinancing — we’ll guide you every step of the way.

Book a free consultation

Limited Time Offer

We work to secure up to $5,000 in cashback from the bank on your approved mortgage, plus up to $750 in gift cards from top brands to help you settle comfortably into your new home.

Why Choose Ikon Wealth?

Our Services

    • First-Time Home Buyer Mortgages – guiding through pre-approvals, down payment options, and incentives.

    • Pre-Approvals & Rate Holds – lock in a competitive rate while you shop for a home.

    • Home Purchase Mortgages – matching you with lenders offering the best fit for your goals.

    • Mortgage Renewals – reviewing your existing mortgage and negotiating better terms.

    • Mortgage Refinancing – tapping into equity for renovations, investments, or debt consolidation.

    • HELOC (Home Equity Line of Credit) – flexible access to your home equity when you need it.

    • Self-Employed Mortgages – structuring applications to work with non-traditional income.

    • New to Canada Mortgages – solutions for newcomers with limited credit history.

    • Bruised Credit Solutions – helping those with credit challenges get approved.

    • Investment Property Mortgages – financing rental or multi-unit properties.

    • Second Home & Vacation Properties – options for cottages or secondary residences.

How the Mortgage Process Works

Step 1 — 📞 Book a Free Consultation

Schedule a call or meeting with us to discuss your goals, whether you’re buying your first home, renewing, or refinancing.

Step 2 — 📂 Share Your Documents

We’ll need basic information like income proof, credit details, and ID. Don’t worry — we’ll guide you through exactly what’s required.

Step 3 — ✅ Pre-Approval

We review your application and connect with 30+ lenders to secure a pre-approval, often within 24–48 hours, so you can shop confidently.

Step 4 — 📝 Final Approval & Offer

Once you find a home, we handle the full approval with your chosen lender and walk you through the conditions until everything is finalized.

Step 5 — 🏡 Move In With Confidence

You close on your new home, with peace of mind knowing you got the right mortgage, the right rate, and ongoing support from Ikon Wealth.

Our Partners

We work with major Canadian banks and lenders to get you best rate

Mortgage Calculator

Canadian method (annual rate compounded semi-annually). Results are estimates for guidance only.

$
%
yrs

Tip: Use the % toggle for down payment if you prefer (e.g., 20%).

Loan amount

$925,000

Payment

$4,745 / month
Principal vs Interest (1st year est.)~ 26% / 74%

Total interest (full amort.)

$783,217